Are Banks Closed on July 23 for Sawan Shivratri? Here's the Truth

On July 23, several schools in Noida have declared a holiday in observance of Sawan Shivratri. Due to the Kanwar Yatra, many schools have also moved some classes online to manage traffic congestion. However, this has raised questions among citizens—are banks also closed today?

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Banks Are Open on July 23 Despite the Festival

According to the official list of bank holidays released by the Reserve Bank of India (RBI), banks will remain open on July 23. Sawan Shivratri is not recognized as a national bank holiday. So, banking services are operating as usual across India unless a specific state has issued an update.

List of Bank Holidays in the Last Week of July 2025

Even though banks are open today, there are a few holidays lined up this week. These include regional holidays like Drukpa Tshe-zi in Gangtok on July 28, as well as the regular Saturday and Sunday offs on July 26 and July 27, respectively. If you're planning to visit your branch, this might create a long weekend, so plan your transactions accordingly.

Weekly Bank Offs Continue as Usual

Just like every month, banks across India, including those under the State Bank of India (SBI), remain shut on the second and fourth Saturdays and on all Sundays. This month, the fourth Saturday falls on July 26, which will be a non-working day nationwide.

How Are Bank Holidays Decided?

Bank holidays in India are decided jointly by the RBI and respective state governments. These holidays reflect a mix of national events, religious occasions, regional festivals, and other administrative requirements. These are announced officially on RBI’s website and communicated to all banks in advance.

You Can Still Use Online Banking Services

While physical branches may be closed on certain days, you can still use net banking, mobile apps, ATMs, and UPI services. Unless there is a technical issue or downtime announcement, digital banking services remain functional even on holidays.

Full Bank Holiday Calendar for July 2025 (State-wise)

• July 3 (Thursday) – Kharchi Puja: Banks closed in Agartala
• July 5 (Saturday) – Guru Hargobind’s Birthday: Banks closed in Jammu and Srinagar
• July 6 (Sunday) – Weekly off (All India)
• July 12 (Saturday) – Second Saturday (All India)
• July 13 (Sunday) – Weekly off (All India)
• July 14 (Monday) – Beh Deinkhlam: Banks closed in Shillong
• July 16 (Wednesday) – Harela: Banks closed in Dehradun
• July 17 (Thursday) – Death Anniversary of U Tirot Singh: Banks closed in Shillong
• July 19 (Saturday) – Ker Puja: Banks closed in Agartala
• July 20 (Sunday) – Weekly off (All India)
• July 26 (Saturday) – Fourth Saturday (All India)
• July 27 (Sunday) – Weekly off (All India)
• July 28 (Monday) – Drukpa Tshe-zi: Banks closed in Gangtok

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