Ayushman Card Eligibility 2026: Who Can Apply and How to Get ₹5 Lakh Health Cover
Wondering if you qualify for an Ayushman Card? From eligibility rules to online and offline registration steps, here’s a simple guide to help you understand who can apply and how to get free medical treatment worth ₹5 lakh every year.
The Ayushman Card is a flagship health scheme launched by the Central Government to provide free medical treatment to eligible citizens. Under this scheme, beneficiaries can receive cashless healthcare services at registered hospitals across India, making quality treatment accessible to the needy.
Ayushman Card Eligibility: Who Can Apply
Not everyone qualifies for the Ayushman Card. The scheme mainly targets economically weaker sections and vulnerable groups. People working in the unorganised sector, those without PF or ESIC benefits, rural residents, and senior citizens above 70 years are generally eligible under this healthcare programme.
Offline Ayushman Card Registration Process
If you prefer the offline method, visit your nearest CSC (Common Service Centre). Officials will first check your eligibility and verify your documents. Once everything is approved, your application is processed, and the Ayushman Card is generated, which you can later download.
Online Ayushman Card Application: Step-by-Step
Applicants can also register online without visiting a CSC centre. Simply go to the official website pmjay.gov.in or use the Ayushman Bharat mobile app. After completing the verification process, eligible users can apply and download their Ayushman Card digitally.
Key Benefits of Ayushman Card You Should Know
The biggest advantage of the Ayushman Card is free medical treatment up to ₹5 lakh per year per family. Beneficiaries can avail cashless treatment at government and empanelled private hospitals, covering major surgeries, treatments, and hospitalisation costs.