Are Banks Open Today April 4? RBI Rules Clear Confusion

Banks are open and functioning as usual on Saturday, April 4, as it falls on the first Saturday of the month.

There is often confusion about Saturday bank closures. As per guidelines issued by the Reserve Bank of India, banks remain closed only on the second and fourth Saturdays of every month.

Since April 4 is the first Saturday, regular banking services, including branch operations, are available to customers across the country.

Online banking services continue to remain accessible at all times. Customers can use internet banking, mobile banking apps, ATMs, and UPI services to carry out transactions such as fund transfers and bill payments without visiting a branch.

Banking unions have been demanding a five-day work week for several years. Employee bodies have urged the government and the Reserve Bank of India to adopt a Monday-to-Friday schedule, citing workload and work-life balance concerns. No final decision has been taken so far, and the current system remains in place.

Bank Holidays in April 2026

April 14–16: Multiple regional holidays across states including Assam, West Bengal, Kerala, and Tamil Nadu

April 20–21: Holidays in select states such as Karnataka and Tripura

Cities including Kochi and Thiruvananthapuram will observe extended closures around Vishu. Northeastern cities such as Guwahati, Agartala, and Imphal will observe holidays related to Bihu and Garia Puja.